Credit Identity Protection

Millions of Citizens Will Have Their Identities Stolen This Year

Your identity is your key to the rest of your life because with it you can do such everyday things as apply for credit cards or government benefits, write checks, use credit cards, take out a loan, or apply for a driver's license. There are people out there who set out to deliberately rob you of that identity and use it for themselves. This is a serious and escalating crime that must be stopped.

More than Monetary Damages

Identity thieves are getting more creative with their methods to steal innocent people’s money and chances for loans, employment, and other perks associated with a good credit score. While the thieves are getting trickier, most Americans haven’t caught up with them yet. In fact, even though most Americans know that it’s crucial to monitor one’s credit score, many still don’t know when their identity has been stolen until long after the fact. This is too important to ignore because some kinds of theft don’t come off of your record for a long time.

Recognizing the Warning Signs of Identity Theft

Understanding the warning signals of identity theft is of utmost importance. Here is a highlight of the most common ones:

- Weird charges on your credit card or bank card
- Negative unknown items listed on your credit report
- Debt collectors calling you when they shouldn't
- Your mail is not arriving on schedule like it should
- Some of your mail is completely missing

How to Select a Solid Identity Theft Protection Service

When considering identity theft protection services, there are standards that should apply. You need to choose a company that offers you honesty, dependability and great customer service. Although there may be a lot to choose from, not all companies provide these securities. We have reviewed the most popular of these sites, and can show you how they rank according to the following 4 standards:

Security - Identity protection companies help keep personal and credit information safe. Monitoring of personal information at all times and instant fraud alerts are extremely important and some of the best tools used by the most professional identity protection companies.

Reputation - Identity theft protection is a highly specialized business; thus the business must possess solid credentials for the services they offer. A business that doesn't have a good reputation is a liability that we have gotten rid of in our reviews. Businesses with a solid reputation are the only businesses that are on our service review list.

Recovery - When your identity is stolen, you need to act quickly to prevent further damage. When evaluating companies offering credit protection services, we considered several factors in our selection. We reviewed the companies’ emergency response time in deactivating your credit cards and other financial information in our evaluation. When stopping a thief, a fast response time is critical.

Customer Service - Good companies realize how important giving good customer service is. In the identity protection field, this area is very vital. After all, this will be the identity protection team that will protect your life everyday. Thus, responsive and correct communication is absolutely vital. We have taken extra measures to review companies with outstanding performance in this area.